Dental
Taking care of your oral health is not a luxury; it is a necessity for long-term optimal health. With a focus on prevention, early diagnosis, and treatment, Dental insurance can greatly reduce your costs when it comes to restorative and emergency procedures.
When you visit a dentist in the network, you will maximize your savings. These dentists have agreed to reduced fees, which means you won’t get charged more than your expected share of the bill.
MetLife PPO – Basic
Plan Information
Plan Name: MetLife PPO – Basic
Policy Number: #262808
Effective Date: 01/01/2025
Provider Network: MetLife PDP Plus
Benefit Highlights
In-Network | Out-of-Network |
|---|---|
| Deductible (Individual/Family) | Deductible (Individual/Family) |
| $50/$150 | $50/$150 |
| Annual Plan Maximum (Per Individual) | Annual Plan Maximum (Per Individual) |
| $2,000 | $2,000 |
| Preventive Care | Preventive Care |
| $0 | Please refer to benefit summary or footnote below |
| Basic Services | Basic Services |
| 20% coinsurance | 20% coinsurance* |
| Major Procedures | Major Procedures |
| 50% coinsurance | 50% coinsurance* |
| Orthodontia (Adults and Children) | Orthodontia (Adults and Children) |
| Not covered | Not covered |
*Out-of-network benefits are payable for services at 90th percentile of Cigna’s R&C Fee. Members may be balance billed by a dentist who is not a participating provider.
Plan Documents
Contact Information
MetLife PPO – Premier
Plan Information
Plan Name: MetLife PPO – Premier
Policy Number: #262808
Effective Date: 01/01/2025
Provider Network: MetLife PDP Plus
Benefit Highlights
In-Network | Out-of-Network |
|---|---|
| Deductible (Individual/Family) | Deductible (Individual/Family) |
| $50/$150 | $50/$150 |
| Annual Plan Maximum (Per Individual) | Annual Plan Maximum (Per Individual) |
| $2,000 | $2,000 |
| Preventive Care | Preventive Care |
| $0 | Please refer to benefit summary or footnote below |
| Basic Services | Basic Services |
| 20% coinsurance | 20% coinsurance* |
| Major Procedures | Major Procedures |
| 30% coinsurance | 30% coinsurance* |
| Orthodontia (Adults and Children up to age 26) | Orthodontia (Adults and Children) |
| 50% coinsurance up to a Lifetime maximum of $2,000 | 50% coinsurance* up to a Lifetime maximum of $2,000 |
*Out-of-network benefits are payable for services at 90th percentile of Cigna’s R&C Fee. Members may be balance billed by a dentist who is not a participating provider.